{"id":3277,"date":"2026-09-07T09:49:34","date_gmt":"2026-09-07T07:49:34","guid":{"rendered":"https:\/\/educatudinero.com\/?post_type=product&#038;p=3277"},"modified":"2026-09-07T16:57:13","modified_gmt":"2026-09-07T14:57:13","slug":"wellness-financer","status":"publish","type":"product","link":"https:\/\/educatudinero.com\/ca\/curs\/wellness-financer\/","title":{"rendered":"Wellness Financer"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Posa ordre a les teves finances i guanya tranquil\u00b7litat<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Wellness Financer \u00e9s un curs pr\u00e0ctic per posar ordre a les teves finances i guanyar tranquil\u00b7litat. A trav\u00e9s de p\u00edndoles breus i eines de treball \u2014pressupost, test d\u2019autoavaluaci\u00f3 i el teu Canvas de Finances Personals\u2014 aprendr\u00e0s a comprendre la teva situaci\u00f3 financera, marcar-te objectius realistes i prendre decisions amb confian\u00e7a. No cal tenir coneixements previs de finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u00e8 inclou el curs?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>11 v\u00eddeos<\/strong> en p\u00edndoles curtes, un per cada casella del Canvas de Finances Personals.<\/li>\n\n\n\n<li>El <em>Canvas <\/em>de Finances Personals <strong>descarregable <\/strong>en PDF (per imprimir) i en Excel (per emplenar-lo digitalment).<\/li>\n\n\n\n<li>Una <strong>plantilla de pressupost<\/strong> en Excel per controlar ingressos i despeses.<\/li>\n\n\n\n<li>Un <strong>test d&#8217;autoavaluaci\u00f3<\/strong> final<\/li>\n\n\n\n<li>La <strong>guia d&#8217;estudi<\/strong> completa del curs.<\/li>\n\n\n\n<li><strong>Exemples resolts <\/strong>(Elena i Carlos; Maria) amb el Canvas emplenat casella a casella.<\/li>\n\n\n\n<li>Acc\u00e9s durant x mesos perqu\u00e8 avancis al teu ritme, sense coneixements previs.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-uagb-image alignfull uagb-block-b9fa559b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-full\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/educatudinero.com\/wp-content\/uploads\/Wellness_1CAT-1-1920x354.jpg\" alt=\"\" class=\"uag-image-3279\" width=\"3168\" height=\"584\" title=\"Wellness_1CAT\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u00e8 aprendr\u00e0s?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El curs recorre pas a pas el <em>Canvas <\/em>de Finances Personals, l\u2019eina visual que et permet veure tota la teva situaci\u00f3 econ\u00f2mica en un sol full. Cada p\u00edndola treballa una de les seves caselles, sense presses i sense necessitat de tenir coneixements previs.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-1 wp-block-paragraph\"><strong>1. Introducci\u00f3 al Wellness Financer<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Qu\u00e8 \u00e9s el benestar financer i en qu\u00e8 es diferencia de la riquesa (<em>wellness<\/em> enfront de <em>wealth<\/em>). Per qu\u00e8 l\u2019entorn ens ho posa dif\u00edcil a trav\u00e9s de la immediatesa.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-2 wp-block-paragraph\"><strong><strong>2. El Canvas: el teu mapa<\/strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Presentaci\u00f3 de l\u2019eina i de les seves deu caselles, com es relacionen entre si i com hi treballar\u00e0s durant el curs.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-3 wp-block-paragraph\"><strong>3. Objectius vitals: la br\u00faixola<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diferenciar l\u2019objectiu vital \u2014el somni\u2014 de l\u2019objectiu financer \u2014el preu\u2014 i dur a terme la din\u00e0mica \u00abEl pont cap al futur\u00bb per marcar el rumb.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-4 wp-block-paragraph\"><strong>4. Ingressos<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019energia que mou el sistema: identificar tot el que entra i anotar-ho al Canvas com a punt de partida per avan\u00e7ar cap als teus objectius.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-5 wp-block-paragraph\"><strong>5. Despeses<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El moment de la veritat: descobrir per on se\u2019n van els teus diners i prendre\u2019n el control, superant la por de mirar les despeses de cara.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-6 wp-block-paragraph\"><strong>6. Fons d\u2019emerg\u00e8ncia<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00abL\u2019escut\u00bb o \u00abels diners que ens ajuden a dormir\u00bb: per qu\u00e8 necessites un coix\u00ed per afrontar imprevistos i com calcular-ne l\u2019import.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-7 wp-block-paragraph\"><strong>7. Endeutament<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00abLa motxilla amb pedres\u00bb: posar sobre el paper tot el que deus i dissenyar un pla per alleugerir-ne el pes, especialment el dels deutes de consum.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-8 wp-block-paragraph\"><strong>8. Perfil de risc: el mirall<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Abans d\u2019invertir, mirar-te a tu mateix: con\u00e8ixer la teva toler\u00e0ncia al risc i evitar prendre decisions impulsades pel FOMO.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-9 wp-block-paragraph\"><strong>9. Estalvi i inversions: la f\u00e0brica<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Qu\u00e8 fer amb els diners que et sobren a final de mes: posar-los a treballar d\u2019acord amb la teva capacitat d\u2019estalvi.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-10 wp-block-paragraph\"><strong>10. Visi\u00f3 de futur: el radar<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aixecar la mirada: anticipar els ingressos i les despeses que arribaran per mantenir la tranquil\u00b7litat tamb\u00e9 a mitj\u00e0 termini.<\/p>\n\n\n\n<p class=\"has-ast-global-color-0-color has-text-color has-link-color has-medium-font-size wp-elements-11 wp-block-paragraph\"><strong>11. Patrimoni net: el resultat del partit<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00faltim pas: sumar tot el que tens i restar tot el que deus per obtenir la xifra que resumeix la teva situaci\u00f3 financera i que vols fer cr\u00e9ixer.<\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-ee65cdc3\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-27948b35 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/educatudinero.com\/ca\/cursos\/?add-to-cart=3277\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><span class=\"uagb-button__icon uagb-button__icon-position-before\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 0C107.5 0 117.4 8.19 119.6 19.51L121.1 32H541.8C562.1 32 578.3 52.25 572.6 72.66L518.6 264.7C514.7 278.5 502.1 288 487.8 288H170.7L179.9 336H488C501.3 336 512 346.7 512 360C512 373.3 501.3 384 488 384H159.1C148.5 384 138.6 375.8 136.4 364.5L76.14 48H24C10.75 48 0 37.25 0 24C0 10.75 10.75 0 24 0H96zM128 464C128 437.5 149.5 416 176 416C202.5 416 224 437.5 224 464C224 490.5 202.5 512 176 512C149.5 512 128 490.5 128 464zM512 464C512 490.5 490.5 512 464 512C437.5 512 416 490.5 416 464C416 437.5 437.5 416 464 416C490.5 416 512 437.5 512 464z\"><\/path><\/svg><\/span><div class=\"uagb-button__link\">Inscriu-te<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wellness Financer \u00e9s un curs pr\u00e0ctic per posar ordre a les teves finances i guanyar tranquil\u00b7litat. A trav\u00e9s de p\u00edndoles breus i eines de treball \u2014pressupost, test d\u2019autoavaluaci\u00f3 i el teu Canvas de Finances Personals\u2014 aprendr\u00e0s a comprendre la teva situaci\u00f3 financera, marcar-te objectius realistes i prendre decisions amb confian\u00e7a. No cal tenir coneixements previs de finances.<\/p>\n","protected":false},"featured_media":3276,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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A trav\u00e9s de p\u00edndoles breus i eines de treball \u2014pressupost, test d\u2019autoavaluaci\u00f3 i el teu Canvas de Finances Personals\u2014 aprendr\u00e0s a comprendre la teva situaci\u00f3 financera, marcar-te objectius realistes i prendre decisions amb confian\u00e7a. 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